How do I use connectIPS?
कनेक्टआईपीएस कसरी चलाउने?
connectIPS pays straight from your bank account. How to register, link your bank, the Rs 20 lakh web limit and the Rs 2 to Rs 8 transfer fee.
- Cost
- Free to Rs 8
- Fund transfers are free up to Rs 500, Rs 4 up to Rs 5,000 and Rs 8 above. Most bill payments are free.
- How long
- Instant
- Where
- connectIPS
- Last checked
- 8 Oct 2026
- Against the official source
What it is
connectIPS is the payment system run by Nepal Clearing House Limited (NCHL). It moves money straight from your bank account to any other bank account, or pays government fees, taxes and bills, without loading a wallet first.
Its limits are much higher than a wallet's: up to Rs 20 lakh a day on the web and Rs 2 lakh in the mobile app, unless your bank sets a lower limit.
Who needs it
- Anyone who wants to pay bills, fees and taxes or send money directly from a bank account, without loading a wallet first.
What you need
- Official
A bank account at a member bank
- Official
Mobile number and email
Both are verified with OTPs.
How it works
- 1
Register
Sign up at login.connectips.com or in the connectIPS app with a username, password and three security questions. The password needs 9 to 20 characters with an upper and lower case letter, a number and a symbol.
- 2
Verify your mobile and email
Enter the OTPs sent to both to activate the account.
- 3
Link your bank account
Go to Bank Account, then Link Account. Use Self-Verify if your bank supports it. Otherwise download the form and submit it at your branch.
- 4
Pay or transfer
Use Fund Transfer to send to any bank account, or the bill and payment section for government fees, taxes, utilities and Meroshare or TMS loads.
Where to go
connectIPS (Nepal Clearing House)
connectips.com
Cost and time
- Official fee
- Free to Rs 8
- Fund transfers are free up to Rs 500, Rs 4 up to Rs 5,000 and Rs 8 above. Most bill payments are free.
- Processing time
- Instant
| Service | Fee |
|---|---|
| Fund transfer up to Rs 500 | Free |
| Fund transfer, Rs 501 to Rs 5,000 | Rs 4 |
| Fund transfer, above Rs 5,000 | Rs 8 |
| Government payment up to Rs 10,000 | Rs 2 |
| Government payment above Rs 10,000 | Rs 5 |
Common problems
My bank set a lower limit.
Banks can set their own limits below connectIPS's. Ask your bank to raise it if it allows.
The transfer failed but money left my account.
Note the transaction ID and contact your bank. Failed transfers are usually reversed, but your bank has to trace it with Nepal Clearing House.
Is connectIPS the same as a wallet?
No. It moves money straight from your bank account. There's no balance to load, and the limits are higher.
Real experiences
Been through this recently? Tell the next person which office you went to and what they asked for. Reports are published as community notes, apart from the official information.
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